Insurance

[ZX12R A1]

Re: Insurance

I have recently been through this exercise with my insurance company.

Most policies cover all contents up to a specific individual item value per item. On mine even collections where treated as individual items so do not require specific mention on the policy.

As for personal property covered whilst away from the house this did require some talking.

My insurance company will cover me for them being out of the house and being stolen / lost however they will not extend the accidental damage to them whilst out of the house and the maximum cover per item is £1000 as none of my guns are valued above that figure not a problem.

It did take several days for my insurance company to decide that they where happy to insure RIF's outside of the house.

So most likely they are already insured and as long as you have advised them they will most probably insure them for theft / loss away from the house as well.

[Fenriz]

Re: Insurance

Hmmm, in light of the above post ill be looking into individually covering some of my kit. Informative. Ta.